The point spread for Indiana versus Miami in the College Football Playoff National Championship Game moved from 7.5 points on Friday to 8.5 on Monday afternoon. The line opened at 5.5 points and has moved towards Indiana since the Hoosiers beat Oregon 56-22 in the CFP Peach Bowl National Semifinal.
Taking the points with Miami is -112. Laying the points with Indiana is -108. Miami is +275 on the money line and Indiana is -340. The over/under is 48.5 per the FanDuel Sportsbook. Betting the over is -112 and the under is -108.w
Miami will be an underdog for the third time in four CFP games. The Hurricanes were an underdog once during the regular season. Miami beat Notre Dame 27-24 in the season opener as a 3.0 underdog. Miami beat Mississippi 31-27 in the Fiesta Bowl CFP National Semifinal as a 3.0 point favorite.
Miami won its first round game at Texas A&M 10-3 as a 3.0-point underdog. Ohio State was favored by 7.5 points over Miami in a 24-14 loss in the Cotton Bowl CFP quarterfinal. Miami is now 10-5 against the point spread overall this season after the win over Mississippi.
Indiana against the point spread in 2025
Indiana has been favored in every game in 2025 except for its regular-season win at Oregon and its Big 10 Championship Game victory over Ohio State. The Hoosiers are 8-5 against the point spread as a favorite during the 2025 season.
Indiana is 10-5 against the point spread overall in 2025. Indiana did not cover against Old Dominion, Iowa, Michigan State, Penn State and Wisconsin. The Hoosiers enter the National Championship game with a four-game streak against the point spread.
Miami has covered in its last four games. That dates back to a 38-7 win at Pittsburgh in the last game of the regular season as a 6.5-point favorite. On its home field in 2025, Miami is 5-3 against the point spread. Indiana is 2-2 against the point spread on the road in 2025.